Grow into new, exciting markets with Verto's marketplace payment solutions
Use our marketplace payment solutions to easily onboard and payout sellers and service providers in 170+ countries, without needing to establish local entities.
What is a marketplace payment solution?
Anthony Oduu, Co-founder at Verto, explains:
"It's a financial infrastructure that enables buyer-seller marketplaces like Etsy or Airbnb to seamlessly collect and split payments and pay out sellers and service providers in local currencies.
"Verto's marketplace payment platform offers end-to-end support from seller onboarding to fast, local settlement, all with full regulatory compliance. We power global marketplaces to operate smoothly ‒ without worrying about licensing or internal financial infrastructure."
Trusted by the fastest-growing marketplaces
Transform your marketplace's payment experience
Business Account 
With Verto's multi-currency business account, you can hold, manage, and exchange money in over 50 currencies. Simplify international transactions and save on conversion fees. Open local accounts in major currencies. Say goodbye to delays and costs!
How our marketplace payments solutions support global ambitions
"To truly build the definitive platform for African travel, we needed a payments solution built for the realities of doing business in Africa. Verto's expertise and robust technology have allowed us to move past payment complexities and focus on our core mission of empowering travel businesses.”
Peter Wachira, CEO of Triply.
Marketplace payment platform FAQs
It's more complicated than regular ecommercee-commerce. Marketplace payments involve collecting funds from buyers, holding or routing those funds through the platform, and distributing them to one or more sellers. The process typically needs:
Seller onboarding
Payment acceptance
Fee and commission handling
Currency management
Compliant payouts
As a marketplace, you need to manage identity verification, multi-partymulti-party payments, splits and settlement in multiple regions. Verto simplifies this flow by offering embedded financial infrastructure through a single API, removing the need for internal systems or financial licences.
Verto supports a range of specialised payments to smoothly manage your multi-party transactions and protect buyers and sellers:
Split payments ‒ dividing single customer transactions among multiple recipients, such as your marketplace, the seller and any third-party service providers. This enables fast fee deductions, payouts and commission allocation.
Delayed payments ‒ allowing you to hold funds for a set period before releasing them, ensuring that delivery or service completion is verified.
Escrow payments ‒ like delayed payments, but with funds held in a safeguarded third-party account for extra security and released when agreed conditions ‒ such as service delivery ‒ are met.
Recurring payments ‒ automated at fixed intervals, ideal for subscription-based marketplaces and membership tiers.
Verto allows you to onboard and manage sellers without needing to build your own verification or compliance infrastructure. Using our regulated platform, you can provide sellers with local virtual accounts in over 12 markets and maintain compliant financial flows. This reduces technical, legal and operational overheads ‒ all while still meeting your regulatory obligations.
Yes ‒ Verto is designed for seamless multi-currencymulti-currency, cross-bordercross-border business payments. Our platform supports transactions across 49+ currencies, with deep FX liquidity and 24/7 currency conversion. This is especially valuable if your marketplace operates in or with emerging markets, where exchange volatility can make moving money tricky.
Yes, our marketplace payment solutions enable contactless, private payments. Buyers can pay sellers using QR codes or unique Verto identifiers without exposing personal contact details, reducing security risks associated with peer-to-peer transactions.
Our marketplace payment solutions provide fast, automated payouts to your sellers, including last-mile options such as mobile money and international bank transfers.
With Verto, you can execute instant payments, manage multiple sub-accounts and handle currency conversions directly within the payout flow. This makes the payout experience more efficient and reliable than traditional banking routes.
No ‒ this is a key perk. We provide regulated, compliant payment and banking infrastructure, so your marketplace doesn't have to get its own licenses in multiple countries or build the necessary internal systems and expertise.
Yes! We allow marketplaces to automate fee collection, manage payment splits and even apply FX markups when offering white-label services. Through our API, you can implement custom business models such as commission or service-based fees and subscription add-ons.
We're a regulated financial infrastructure provider, offering compliant Know Your Customer (KYC) and Anti-Money Laundering (AML) international payment rails across the markets we serve.
By embedding our API, your marketplace ditches the need for its own regulated setup while benefitting from secure, compliant payment operations across over 100 countries and 49+ currencies.
Our payments infrastructure supports product and service marketplaces, gig and ticket platforms, and more. It's especially valuable for marketplaces that need multi-currency support, cross-border liquidity and fast, compliant settlement.
Very! We offer a single multi-currency payments API that embeds payments, FX, banking, virtual accounts and payouts into your existing marketplace platform. This significantly reduces engineering complexity and time-to-market for your business.
If you don't have the technical resource to integrate API, you can control all these functionalities directly from our platform
Embark on a journey through the financial landscapes of Nigeria, South Africa, and Kenya in our latest e-book, where we unravel the dynamic shifts shaping the payment industry in 2024. From the rise of innovative fintech products to the emergence of new regulatory frameworks, we explore the implications for the financial industries of these countries.